MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedMH AdvantageFeatured

American Farm House / The Lulamae

Built by: Buccaneer Homes
3
2
1832 ft²
32'0" x 70'0"
B6041AFHA - Quality built value oriented home features wrap around covered porch with access to spacious living room and k...
ManufacturedMH AdvantageFeatured

American Farm House / The Avalyn

Built by: Buccaneer Homes
3
2
1600 ft²
'" x '"
B5039AFHA - Quality affordable dual section home expertly engineered to maximize space and flow with massive living room, ...
ManufacturedMH Advantage

Admiral / The Knight

Built by: Buccaneer Homes
4
2
1813 ft²
28'0" x 72'0"
B5034ADM - Sprawling family home with four king size bedrooms plus large family room, spacious living room, large modern w...
ManufacturedMH Advantage

Dynasty Series / The Lloyd

Built by: Cavalier Homes
3
2
2160 ft²
32'0" x 72'0"
The Lloyd 74DYN32723AH
ManufacturedMH Advantage

American Farm House / The Lulabelle

Built by: Buccaneer Homes
4
2.5
2132 ft²
'" x '"
The Lulabelle
ManufacturedMH Advantage

Dynasty Series / The McGarrity

Built by: Cavalier Homes
4
2
2465 ft²
48'0" x 72'0"
The McGarrity 74DYN48724AH
ManufacturedMH Advantage

American Farm House / The Liza Jane

Built by: Buccaneer Homes
3
2
1860 ft²
32'0" x 62'0"
The Liza Jane 73AFH32623AH
ManufacturedMH Advantage

Dynasty Series / The Sumner

Built by: Cavalier Homes
3
2
1800 ft²
32'0" x 60'0"
The Sumner 74DYN32603DH
ManufacturedMH Advantage

Dynasty Series / The Bryant

Built by: Cavalier Homes
4
2
2300 ft²
32'0" x 78'0"
The Bryant - 74DYN32784AH
ManufacturedMH Advantage

Admiral / The Stark

Built by: Buccaneer Homes
3
2
1493 ft²
28'0" x 56'0"
The Stark - 73ADM28563AH
ManufacturedMH Advantage

Admiral / The Kimmel

Built by: Buccaneer Homes
3
2
1546 ft²
28'0" x 58'0"
The Kimmel - 73ADM28583AH
ManufacturedMH Advantage

Admiral / The Tyra

Built by: Buccaneer Homes
4
2
1813 ft²
28'0" x 68'0"
The Tyra - 73ADM28684BH

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Columbia Discount Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.