MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedMH Advantage

American Farm House / The Emma Jean 73AFH32724AH

Built by: Buccaneer Homes
4
3
2160 ft²
32'0" x 72'0"
The Emma Jean - 73AFH32724AH
ManufacturedMH Advantage

Admiral / The Roddy

Built by: Buccaneer Homes
4
3
2280 ft²
32'0" x 76'0"
The Roddy - 73ADM32764BH
ManufacturedMH Advantage

Admiral / The Hewitt 73ADM32844AH

Built by: Buccaneer Homes
4
3
2395 ft²
32'0" x 84'0"
The Hewitt - 73ADM32844AH
ManufacturedMH Advantage

Admiral / The Turner 73ADM32663AH

Built by: Buccaneer Homes
3
2
1845 ft²
32'0" x 66'0"
The Turner - 73ADM32663AH
ManufacturedMH Advantage

Admiral / The Ingram 73ADM32683CH

Built by: Buccaneer Homes
3
2
2040 ft²
32'0" x 68'0"
The Ingram - 73ADM32683CH
ManufacturedMH Advantage

Admiral / The Leahy 73ADM32764CH

Built by: Buccaneer Homes
4
2
2280 ft²
32'0" x 76'0"
The Leahy - 73ADM32764CH
ManufacturedMH Advantage

Dynasty Series / The Parker

Built by: Cavalier Homes
3
2
1680 ft²
32'0" x 56'0"
The Parker 74DYN32563BH / Quality crafted customizable homeowner preferred floor plan with primary bedroom/bath privately ...
ManufacturedMH Advantage

Dynasty Series / The Anderson II

Built by: Cavalier Homes
3
2
1956 ft²
32'0" x 66'0"
The Anderson II - 74CAV32663FH / Beautifully crafted and skillfully designed palatial home features fully integrated cover...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Columbia Discount Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.